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A Roth IRA which is commonly termed as an Individual Retirement account refers to a common retirement plan which is not taxable under the U.S laws. Read more »
Category: Banking
Transformational phases in Indian banking sector
Article by Priya Chetty
on October 3, 2011
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During the five decades of attaining independence, the Indian banking system underwent four distinct phases of evolution (Joshi, 2006): Read more »
History of the Indian Banking Sector
Article by Priya Chetty
on September 14, 2011
1 comment
The banking system in India at the time of independence was fairly well developed. While the Reserve Bank of India was established in 1935, the nationalization of commercial bank took place much later in 1955; with the Imperial Bank being rechristened as the State bank of India (SBI). Read more »
Importance of prediction of income of customers to banks
Article by Priya Chetty
on September 10, 2011
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In the current scenario, banks & other financial services firms have millions of customers using their services like ATMs, debit cards, internet banking, etc. as the customer base multiplies in numbers; there is a need for latest technology, better staff, lower interest rates, more efficiency in services. Read more »
Cash Management Services
Article by Abhinash Jena
on October 29, 2010
1 comment
In a business anything done financially affects cash eventually. Cash is to a business is what blood is to a living body. A business cannot operate without its life-blood cash, and without cash management, there may remain no cash to operate. Cash movement in a business is two-way traffic. It keeps on moving in and out of business. Read more »
Disposal of Non-Banking Assets
Article by Priya Chetty
on April 26, 2010
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No banking company shall hold any immovable property howsoever acquired, except such as is required for its own use, for any period exceeding seven years from the acquisition thereof or from the commencement of this Act, Read more »
Prohibition of Trading
Article by Priya Chetty
on April 26, 2010
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No banking company shall directly or indirectly deal in the buying or selling or bartering of goods, except in connection with the realization of security given to or held by it, or engage in any trade, or buy, sell or barter goods for others otherwise than in connection with bills of exchange received for collection or negotiation or with such of its business. Read more »
Composition of Indian Banking System
Article by Priya Chetty
on April 26, 2010
1 comment
- India had a fairly well developed commercial banking system in existence at the time of independence in 1947.
- The Reserve Bank of India (RBI) was established in 1935. While the RBI became a state owned institution from January 1, 1949, Read more »
