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The first microenterprise program began in the developing world in the early 1960s and emerged in the United States in the early 1980s. The U.S. microfinance movement was influenced by the women’s movement and is an integral part of the community economic development movement[1]. Read more »
Articles related to banking
Situation of SMEs in China
Article by Priya Chetty
on January 5, 2012
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Whilst studying the lending and the changing structure of the banking industry, Strahan and Weston (1998) find that SMEs get reduced of financing in the case large size banks forms merger or acquisition, whereas in the case forming merger or acquisition by small scale banks financing increases for the SMEs. Read more »
Explaining roth IRA
Article by Ajay Janardhanan
on November 7, 2011
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A Roth IRA which is commonly termed as an Individual Retirement account refers to a common retirement plan which is not taxable under the U.S laws. Read more »
Transformational phases in Indian banking sector
Article by Priya Chetty
on October 3, 2011
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During the five decades of attaining independence, the Indian banking system underwent four distinct phases of evolution (Joshi, 2006): Read more »
History of the Indian Banking Sector
Article by Priya Chetty
on September 14, 2011
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The banking system in India at the time of independence was fairly well developed. While the Reserve Bank of India was established in 1935, the nationalization of commercial bank took place much later in 1955; with the Imperial Bank being rechristened as the State bank of India (SBI). Read more »
Importance of prediction of income of customers to banks
Article by Priya Chetty
on September 10, 2011
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In the current scenario, banks & other financial services firms have millions of customers using their services like ATMs, debit cards, internet banking, etc. as the customer base multiplies in numbers; there is a need for latest technology, better staff, lower interest rates, more efficiency in services. Read more »
Customer Relationship Management in Financial Services
Article by Priya Chetty
on September 6, 2011
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Today, many financial institutions like banks, asset management agencies, insurance companies, etc. are turning to CRM to reap the same benefits as most other organization: maintain data bases of potential customers and make every effort to win their confidence, retain them and increase life-time value. Read more »
Customer Relationship Management in Standard First Bank, Korea
Article by Priya Chetty
on September 6, 2011
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SCFBK is a bank that learnt that data bases could be put to competitive use. In September 2008, announced an alliance with Teredata Warehousing, a leading provider of enterprise data warehousing for a marketing automation software portfolio and comprehensive analytics for customer relationship management (CRM). Read more »
