Category: Finance »

Advantages of introducing Islamic banking system in India

Islamic banking system in IndiaAs seen in the previous context, announcement of the instituting ‘Islamic banking system’ by the Indian government has garnered nation-wide interest in recent months. The article primarily focusses on the socio-economic development and in promoting egalitarianism or Islamic banking in India. Read more »

The need for credit risk management in micro finance institutions

Micro finance institutions operate in the economy with the ultimate objective to serve the financially poor section of the society, by providing them with financial support and credit services (Luyirika, 2010). However, their objective of financial stability and their long term viability can’t be overlooked. Very often, the task of managing both the purposes becomes a bothered grindstone for such micro finance institutions. Read more »

Introduction of Islamic Banking in India

Over the past many years, several initiatives have been undertaken by the Indian government and Reserve Bank of India (RBI) to introduce Islamic banking in India. In 2010 and after 34 years, Indian Prime Minister visited Saudi Arabia, which is one of the major investor in Islamic banking (Kumar 2016). Similarly the recent visit of Indian Prime Minister in 2016 has helped to develop bilateral relationship between the two countries. Demographically, many Indians living in the Gulf will garner interest from the introduction of Islamic banking. Read more »

Why banks and other financial institutions predict income of their customers?

Income is considered as one of the factors to determine success in life (Liu, Kuo, He, & Liu, 2006). Banks often rely on models which predict credit risk to decide whether to lend to a loan seeker (Junjie Liang, 2011). Any event, which is subjected to uncertainty, is predicted through actuarial models. Read more »

Stock market efficiency

While investing in the stock market, the main aim for anyone is to generate the return on invested capital. Investors aren’t only trying to get the profitable returns from investing capital, but they also expect to outperform in the market. Read more »

Stakeholder analysis as a communication tool

Stakeholder analysis is an approach, tool or set of tools used for creating knowledge about the project participants such as individuals and organizations, in a bid to understand their behavior, intentions, interrelations and interests. Read more »

Conceptualization of project risk management

In order to successfully complete a project and achieve the project goals, risk management requires to be centrally focused upon by project managers. Experiences in the past have demonstrated that risk management ought to be of critical concern to project managers, seeing that unmanaged or unmitigated risks are one of the main reasons for the failure of many projects today (Turner, 1999; Royer, 2000). Read more »

Understanding the new IRDA guidelines

The Insurance Regulatory Development Authority’s (IRDA) significant move towards adopting a customer-eccentric approach in the Indian life insurance industry has initiated hope for a better tomorrow. But at the same time it has given birth to uncertainties especially in the minds of insurance providers and insurance intermediaries or agents. Read more »

We are looking for candidates who have completed their master's degree or Ph.D. Click here to know more about our vacancies.