Category: Finance »

Debt substitution at L&T infrastructure finance company limited

Debt is referred to the amount of monetary assets like money borrowed by third party. In order to make enormous purchases many organizations today are using debt as a perfect source of usage (Lewis and Davis, 1987). Read more »

Funding structure at L&T infrastructure finance company limited

L&T group consider funding structure as the primitive process which essentially guides them to allot the funds according to the projects which are about to liberate under their segments (Sorn 2006). Read more »

Challenges faced by the Indian steel industry

Challenges faced by the Indian steel industryThe Indian steel industry is one of the most promising industries in the country and across the world. Consumption of steel is an important indicator of economic progress of any country; it increases with an increase in demand for infrastructure, automobiles, transportation, etc. Read more »

The concept of self help groups

Self help groups are voluntary association of people formed to attain certain collective goals, both economic and social goals. Self help groups are normally formed of the poor coming from rural or semi-urban areas. Each group consists of 10 to 20 members of small and marginal farmers, landless agriculture laborers, rural artisans, women folk, and micro-entrepreneurs. Read more »

Empowering women through micro-finance

Micro-finance is the provision of a broad range of financial services such as deposits, loans, payment services, money transfers, and insurance to poor and low-income households. A majority of the microfinance programmes target women with the explicit goal of reducing poverty and empowering them. Read more »

A brief history of microfinance

The first microfinance program began in the developing world in the early 1960s’ and emerged in the United States in the early 1980s. The U.S. microfinance movement was influenced by the women’s movement and is an integral part of the community economic development movement [1]. Read more »

Neoclassical approaches to household decision making

The traditional neoclassical economic approaches to household decision making leaves no room for analyzing conflict between men and women. Read more »

Microfinance as a tool to initiate women’s empowerment

International aid and development work related to addressing poverty often focuses on the issue of empowerment with microfinance. The world Bank (2002), defines empowerment as “the expansion of assets and abilities of poor people to participate, negotiate, influence, control and hold accountable institution that affect their lives” (p. 14). Read more »

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