Category: Finance »

The concept of self help groups

Self help groups are voluntary association of people formed to attain certain collective goals, both economic and social goals. Self help groups are normally formed of the poor coming from rural or semi-urban areas. Each group consists of 10 to 20 members of small and marginal farmers, landless agriculture laborers, rural artisans, women folk, and micro-entrepreneurs. Read more »

Empowering women through micro-finance

Micro-finance is the provision of a broad range of financial services such as deposits, loans, payment services, money transfers, and insurance to poor and low-income households. A majority of the microfinance programmes target women with the explicit goal of reducing poverty and empowering them. Read more »

A brief history of microfinance

The first microfinance program began in the developing world in the early 1960s’ and emerged in the United States in the early 1980s. The U.S. microfinance movement was influenced by the women’s movement and is an integral part of the community economic development movement [1]. Read more »

Neoclassical approaches to household decision making

The traditional neoclassical economic approaches to household decision making leaves no room for analyzing conflict between men and women. Read more »

Microfinance as a tool to initiate women’s empowerment

International aid and development work related to addressing poverty often focuses on the issue of empowerment with microfinance. The world Bank (2002), defines empowerment as “the expansion of assets and abilities of poor people to participate, negotiate, influence, control and hold accountable institution that affect their lives” (p. 14). Read more »

Microfinance in India

Mircofinance has become an indispensible part of India’s economy. The financial needs of India’s rural areas reflect the volatile, uncertain, and irrelgular income streams and expenditure patterns. Read more »

Portfolio Management of a Project

In the recent trends of project management includes the portfolio management of project. The portfolio management of project is a movement by the organization to control the project to evaluate how well the projects will align with the goals of the strategy and quantify its value. Read more »

Situation of SMEs in China

Whilst studying the lending and the changing structure of the banking industry, Strahan and Weston (1998) find that SMEs get reduced of financing in the case large size banks forms merger or acquisition, whereas in the case forming merger or acquisition by small scale banks financing increases for the SMEs. Read more »

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