Category: Finance »

A brief history of microfinance

The first microfinance program began in the developing world in the early 1960s’ and emerged in the United States in the early 1980s. The U.S. microfinance movement was influenced by the women’s movement and is an integral part of the community economic development movement [1]. Read more »

Neoclassical approaches to household decision making

The traditional neoclassical economic approaches to household decision making leaves no room for analyzing conflict between men and women. Read more »

Microfinance as a tool to initiate women’s empowerment

International aid and development work related to addressing poverty often focuses on the issue of empowerment with microfinance. The world Bank (2002), defines empowerment as “the expansion of assets and abilities of poor people to participate, negotiate, influence, control and hold accountable institution that affect their lives” (p. 14). Read more »

Microfinance in India

Mircofinance has become an indispensible part of India’s economy. The financial needs of India’s rural areas reflect the volatile, uncertain, and irrelgular income streams and expenditure patterns. Read more »

Portfolio Management of a Project

In the recent trends of project management includes the portfolio management of project. The portfolio management of project is a movement by the organization to control the project to evaluate how well the projects will align with the goals of the strategy and quantify its value. Read more »

Situation of SMEs in China

Whilst studying the lending and the changing structure of the banking industry, Strahan and Weston (1998) find that SMEs get reduced of financing in the case large size banks forms merger or acquisition, whereas in the case forming merger or acquisition by small scale banks financing increases for the SMEs. Read more »

Tools for managing cash flow

Management of Cash Flow requires certain tools that ensure easily access and modification of data. Many Enterprise Resource Planning (ERP) applications and business accounting include such cash flow management tools amongst a range of other financial management applications. Read more »

Components to be considered in the development of a Cash Flow Forecast

Development of Cash Forecasting Procedures: Cash forecasting procedures need to be developed so that the most recent data about account receivable and accounts payable is reflected in the cash forecast and that they are accurate to the maximum possible extent. Read more »

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