L&T group consider funding structure as the primitive process which essentially guides them to allot the funds according to the projects which are about to liberate under their segments (Sorn 2006).
In the current scenario, banks & other financial services have millions of customers using their services like ATM, debit cards, internet banking, etc. as the customer base multiplies in numbers, there is a need for latest technology, better staff, lower interest rates, more efficiency in services.