Case study
  • Impact of E-Learning

    The education industry worldwide has been a witness to an ever-increasing phenomenon of distance education enrollments over the past decade. Read more »

Industrial Overview

Challenges faced by the Indian steel industry

Challenges faced by the Indian steel industryThe Indian steel industry is one of the most promising industries in the country and across the world. Consumption of steel is an important indicator of economic progress of any country; it increases with an increase in demand for infrastructure, automobiles, transportation, etc. Continue »

Need for digitisation of healthcare in Uttar Pradesh

Need for digitisation of healthcare in Uttar PradeshOwing to the high rate of Maternal Mortality Rate and Infant Mortality Rate, 392 and 50 respectively in Uttar Pradesh, the Central Government of India launched Aarogyam, a technology based initiative. First to be launched in Uttar Pradesh to curb the mortality rates in 2008, Aarogyam leverage the use of technology for efficient healthcare delivery in the state (Khurana 2014). Continue »

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Challenges faced by the Indian microfinance industry

Poverty, a raging economic issue, exists in most of the developing countries. The actual reason for severe poverty lies in the inequality in income distribution, which is chronic in developing countries, especially in India. Agricultural sector still plays a major role in Indian economy, despite the remarkable progress made in the service and manufacturing sector in last two decades. According to Census 2011, still 50% of the Indian population depend on agriculture and allied activities and approximately 69% of India’s population is in rural areas. This population has been largely deprived of formal financial services leading to lackluster performance of the agricultural sector (Karthik, 2017). For this reason the concept of microfinance was introduced. The main aim of introducing Indian microfinance industry was financial inclusion of poorer and backward section of the society.

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Types of microfinance institutions in India

Microfinance organisation is not new to the financial market in India. Due to the overwhelming poverty in India, government gave special attention to the development of rural credit. Taking All India Rural Credit Survey report (1950) into account, it reconstructed the cooperative structure which included the partnership of state in cooperatives, establishment of Regional Rural Banks (RRB) and National Bank for Agriculture and Rural Development (NABARD). In India, Non Government Organisations (NGOs) played a pivotal role in the development of micro financial service. Furthermore, microfinance industry in India has witnessed a fast-paced growth in last two decades. In 2009, the total number of microfinance institutions in India was around 150 (Tripathi, 2014).

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Text mining as a better solution for analyzing unstructured data

Text mining is a sub-division of data mining that is used in recognizing hidden patterns and correlation in large amount of data. It is also known as text data mining, intelligent text analysis and knowledge discovery in text. It is related to extracting useful information from unstructured text data. Gupta & Lehal (2009) have regarded text mining as new interdisciplinary area which is an amalgamation of data mining, information retrieval, machine learning, computer linguistic and statistics. There are many applications of text mining. It is a valuable resource in social networking and blogging, customer relations management, tracking public opinion and text filtering (Mostafa, 2013). Text mining is popular in the biomedical field also. Many practitioners have developed several bioinformatics data mining toolboxes for computational biology. In addition it deals with the text related to biology, medicine and chemistry.

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Factors affecting the real estate demand in India

The real estate demand in India was subjected to fluctuations since 1991, when economic liberalization took place. The period between 2001 and 2008 saw high growth in the real estate sector while it experience drastic slowdown from 2008 to 2014. At present, this sector is again witnessing decent growth in some parts of the country even after demonetisation.

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Real estate market dynamics of Bengaluru

Bengaluru is known as the “Silicon Valley” of India because 40% of all companies are in the service sector and is a hub for Information Technology (IT). The city has consistently ranked among the top 20 destinations for investment in South Asia Pacific (SilliconIndia 2015). It has also become a favorable destination for a wide range of citizens, from the middle-class working population to the high class industrialists and even retired people for a number of reasons. This trend picked up after 2000, when India became the preferred destination for software development. It propelled the city to the top spot in India for short and long term investments. This also created an initial boom in its real estate market (The Economics Times 2015).

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Social and economic burden of allergic diseases in India

The prevalence of different allergies has been explored in the previous articles across 5 case countries and comparisons have been drawn with prevalence in India. The findings implicate that incidence of several allergic responses have been rising continuously mainly due to development in technology and increase in severe pollution. Allergic reactions in present times are affecting nearly 20-30% of the Indian population. Allergy has become a cause of concern for both individuals and government. This is because of its social and economic impact in terms of cost of healthcare, loss of working hours and lower quality of life among others. This article explores the social and economic burden of allergic diseases in India.

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Critique of “A Lady Writing” by Johannes Vermeer

A Lady Writing a Letter, or A Lady Writing, is an oil painting by 17th century Dutch painter Johannes Vermeer, completed in 1665.  The National Gallery of Art (Washington DC) currently displays this painting, donated by Harry and Horace Havemeyer in 1962.

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Consequences of risk management faced by microfinance institutions (MFIs’) in India

Microfinance institutions (MFIs’) serve two major needs of the  rural poor population in India. These twin needs are the financial and social support to fulfill their needs. One of the most critical salient features of Indian microfinance industry is that most players operate on the lines of Non-Government Organization (NGO) system (Mimo Finance, 2011). Therefore, they are still struggling with profit making. Also these institutions do not give much importance to risk management in their operations. Due to this they face problems such as default and delinquencies in their business.

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